Scott has been a mortgage banker since 1995 and with Rate since its' inception in 2000. Scott's commitment to customer service is the cornerstone of his work ethic, and has been a top producer throughout his entire mortgage career. Scott treats all transactions as if they were his own and his attention to his clients' needs is most important. All borrowers, from first time home buyers to retirees are ALWAYS in great hands with Scott. Scott is an expert when it comes to "Affordable" loan programs that provide grant money and also lower interest rates for those who qualify. Scott is centered in the Lincoln Square area of Chicago but also helps clients from Indiana to Wisconsin. Scott has the experience and resources to make your next home loan stress free. A graduate of Illinois State University with a major in accounting, he also played for the ISU golf team for 4 years. Scott and his wife Leah have lived in Lincoln Square for 24 years with their two daughters, Gabrielle and Ashley and their dog Charlie.

VP of Mortgage Lending

Scott Sidkey is your Chicago local lender. As a loan officer at OriginPoint, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (773) 516-6447 for more information!

Scott Sidkey at Origin Point (NMLS #223621)

I am a 21 yr veteran in the mortgage banking industry. Specializing in Jumbo,  Conventional FHA and VA home loans.

Tom Griffith is your Chicago local lender. As a loan officer at OriginPoint, Tom is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tom at (630) 869-1077 for more information!

Tom Griffith at Origin Point (NMLS #664633)

Before entering the mortgage world in 2015, Alex spent nearly a decade as a Financial Advisor. This unique background gives him an edge in helping clients structure their loans with a holistic financial approach. Over the years, Alex has had the privilege of assisting more than 1,200 clients, funding an impressive $450 million in loans. Fluent in Russian and deeply committed to his clients, Alex is dedicated to making homeownership an exciting and stress-free journey.




Dedicated to helping clients build wealth through real estate, Alex works closely with Financial Advisors and CPAs to create personalized strategies that align with his clients' financial goals. He is passionate about education, sharing valuable insights through his weekly newsletter and engaging social media content to help clients and partners stay informed and prepared.




Family is at the heart of everything Alex does. He and his wife, Jenny, are proud parents to their 7-year-old daughter, Piper, and share their Glenview, IL, home with their lovable Goldendoodle, Jeffrey. In his free time, Alex enjoys hitting the golf course, cheering on his younger brother Nikita—a tennis standout at The Ohio State University—and creating lasting memories with his family.




With Alex Filin, you're not just working with a mortgage advisor—you're partnering with a dedicated professional committed to your financial success and a stress-free journey to homeownership.

Alex Filin is your Chicago local lender. As a loan officer at OriginPoint, Alex is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alex at (847) 732-8913 for more information!

Alex Filin at OriginPoint (NMLS #1433047)

Steven Levitt has been in the mortgage business since 1991, has consistently been recognized for his high level of production, and superior customer service. An impressive amount of his clients would use him again, and he continues to grow his business, thanks to word-of-mouth referrals. Steven's goal, is to simplify the mortgage process for his customers, and make the home loan process easy to navigate. He and his team thoroughly educate their borrowers throughout the mortgage transaction, so they fully understand their options, and feel comfortable with their chosen loan program. He also strives to get loans closed in record time. Steven was born In Brooklyn, NY, raised in NJ, moved to San Diego, and currently resides in the Chicago area.

VP, Sales & Strategy

Steve Levitt is your Chicago local lender. As a loan officer at OriginPoint, Steve is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steve at (773) 290-0369 for more information!

Steve Levitt at Origin Point (NMLS #222993)

As your trusted Proper Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

As your trusted OriginPoint Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Licensed Production Manager

Jonathan Kauzlarich is your Chicago local lender. As a loan officer at OriginPoint, Jonathan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jonathan at (773) 328-6606 for more information!

Jonathan Kauzlarich at Origin Point (NMLS #1207889)

Being in the mortgage industry means I get to help others achieve the dream of homeownership. There's nothing I love more than finding a better rate than our competitors, providing my client with the right loan and using our industry-leading technology to help them close quickly. I especially enjoy my role because of the people that I get to work with. We get to make serious impacts on people's lives, whether it be by saving them money or allowing them to buy an investment home to finalize their financial goals and plans that they have worked so hard to achieve. While both of those are great reasons to be in the industry, there is nothing more rewarding then seeing a homebuyer who was stressed and anxious about the purchase of a home, being handed the keys at closing. In addition, I take considerable pride adhering to our core values, especially when it comes to bias to action. This allows me to try and stay ahead of any potential issues that arise during the loan process. Everything that is vetted and verified upfront is one less issue that could affect the ability of my borrower to obtain this home.

Consultant Vice President

Steven Bote is your Chicago local lender. As a loan officer, Steven is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steven at (872) 253-0658 for more information!

Steven Bote at OriginPoint (NMLS #226829)

With over 13 years of experience as a mortgage loan officer, Chris Kinsella "CK" has had the honor of helping more than 1,500 home buyers and is on a mission to transform 10,000 lives through the goal of homeownership. Chris is backed by an economics degree from Colgate University and focuses on creating clarity and confidence at every step of the journey.




Chris's work revolves around a simple belief: buying a home is a life milestone that deserves care, attention, and trust.




Outside of work, Chris is a husband to his incredible wife, Zara, and a proud dad to three kids—Avery, Caroline, and Abram. The energy is high at the Kinsella house; enjoying huge family dinners (CK's motto "You gotta eat big to get big"), supporting his kids' sports, or just finding time to connect. When Chris isn't with them, you'll often find him lifting weights, working on his strength training.




When you're ready to start a conversation—whether you're considering buying a home or simply looking for guidance — Chris would be honored to connect. Your path to homeownership starts with CK.

Chris Kinsella is your Chicago local lender. As a loan officer at OriginPoint, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (312) 509-4320 for more information!

Chris Kinsella at OriginPoint (NMLS #872091)

For most people, buying a home is one of the biggest investments they will make in their lifetime. The stakes are high. The process can be stressful and overwhelming, and ever-changing rates and market dynamics make decision-making confusing and complex.  
As your OriginPoint Loan Officer, I simplify the mortgage process and focus on making your home loan experience transparent and seamless from application to closing. I take pride in educating my clients throughout every phase of the mortgage transaction to ensure they fully understand their options and feel confident in their decisions and the loan program they choose.  
I get to know my clients, their unique goals and situations, and tailor each loan to fit their specific needs. With more than 25 years of experience, there isn't much I haven't seen. I anticipate and proactively address issues and can help you deftly navigate complications if they arise.  
Whether you are a first-time home buyer or a seasoned homeowner, you can trust me and my team to handle all your home financing needs with professionalism and care.  
I believe in building lasting relationships with my clients. I am always available to answer your questions and provide support.

SVP of Mortgage Lending

Joe Burke is your Chicago local lender. As a loan officer at OriginPoint, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (773) 742-6707 for more information!

Joe Burke at Origin Point (NMLS #251383)

Will Madden prides himself on honesty and transparency with the goal of educating his buyers throughout the process. Will has seen good and bad lending from the buyer's perspective. He wants to make sure his buyers feel comfortable and help them understand the in's and out's of what could be the biggest purchase of their life. Speed, availability, and open lines of communication are important to Will's clients so he happily makes himself available well beyond 5pm on weeknights and anytime on the weekends. Connect with Will to see how your homebuying experience can truly be an enjoyable one!

Will Madden is your Chicago local mortgage lender. As a loan officer at OriginPoint, Will is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Will at (773) 360-0836 for more information!

Will Madden at Origin Point (NMLS #2073895)

During his 23+ year career, Michael has closed over $1.25 billion in residential mortgages. With figures like these, it is no wonder that he is a top-producing loan officer ranked in the top 1% nationally (2010-2024, Scotsman Guide Mortgage Executive Magazine) and a member of his company's elite Chairman's Circle, which requires annual production of over $100 million.

Michael Gambatese is your Chicago local lender. As a loan officer at OriginPoint, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (773) 220-8859 for more information!

Michael A. Gambatese at Origin Point (NMLS #222968)

Kyle Gillespie is your Chicago local lender. As a loan officer at OriginPoint, Kyle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kyle at (773) 435-7939 for more information!

Kyle Gillespie at Origin Point (NMLS #223778)

With over 29 years in the mortgage lending business, I enjoy and love working with people in the Chicago area and nearby communities to assist them with their mortgage transactions. Whether you are looking for a mortgage on a new home or a loan to refinance your current home, my goal is to work hard to give you the best possible service to ensure a smooth, positive and fun experience with your home buying or refinancing journey. My experience and expertise ranges from all types of mortgage loans. Whether it be Conventional, Jumbo, FHA or VA my many years of experience and knowledge will assist you with any questions and concerns you might have regarding the mortgage process. I've worked with a wide array of clientele and have enjoyed a great working relationship with many real estate agents and of course my past clients who are my best referral source.

Steve Pallotto is your Chicago local lender. As a loan officer at OriginPoint, Steve is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steve at (773) 516-6317 for more information!

Steve Pallotto at Origin Point (NMLS #226271)

Gustavo Herrera has been a Loan Officer in the mortgage industry since 2002 and hasn't looked back since. Gustavo went to the University of Illinois in Champaign-Urbana, and graduated in 2001 with two majors, Business Communications and Spanish. He was brought into the mortgage industry about a year after graduating from college. He had two uncles that were both loan officers at the time and he saw how well they were doing, so one day he inquired and now fast forward years later and he has been a loan officer ever since. Gustavo has excelled in the mortgage industry because he has a strong work ethic and truly enjoys helping people achieve the American dream of home ownership. He prides himself in thoroughly explaining every aspect of the lending process to ensure his clients are well prepared and have all of the tools they need to feel 100% comfortable and confident with their loan, whether it's the first time or the last time they are buying or refinancing. Gustavo is a proud father of two amazing children and a loving husband to his wife, whom he married in 2010. His #1 hobby, besides spending time with his family, is playing basketball, he plays in various Men's leagues across the city. A little fun fact about Gustavo, he is the first generation born here in the U.S. with two brothers. Both of his parents were born and raised in Mexico, he's very fortunate to have them as parents and says he is indebted to them for life! Reach out to Gustavo today and let him create a personal home loan strategy that works for you!

Gustavo Herrera is your Chicago local lender. As a loan officer at OriginPoint, Gustavo is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gustavo at (773) 290-0493 for more information!

Gustavo Herrera at Origin Point (NMLS #808167)

Mike Nielsen has consistently closed 350+ loans annually. With figures like these, it's no wonder Mike is a top producing loan officer and a President's and Chairman's Club member. Mike has been ranked #82 of the top 200 mortgage originators operating in the United States! Utilizing his 20 years of experience in the mortgage industry. Mike has the expertise and resources to make your next home loan stress free. Mike and his wonderful team of professionals know that speed and service coupled with the low low rates and fees are what is best for their client. In today's fast-moving real estate market, you never know how many offers you'll be competing against, so you always need the best digital mortgage technology and expertise to get through the loan process! Mike lives in Winnetka, IL with his wife and two daughters.

Michael Nielsen is your Chicago local lender. As a loan officer at OriginPoint, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (773) 435-7920 for more information!

Mike Nielsen at Origin Point (NMLS #223614)

Prior to working in the mortgage industry, he was a futures trader at the Chicago Mercantile Exchange. He decided to leave the hectic world of trading and use his financial and banking experience in a new career. He entered the mortgage industry a few weeks later, becoming a dedicated and knowledgeable loan officer. He enjoy building relationships with clients and helping them find a loan product that fits their financial situation. Check out Sam in the 2021 Who's Who magazine.

Sam Fazio is your Chicago local lender. As a loan officer at OriginPoint, Sam is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sam at (847) 972-5705 for more information!

Sam Fazio at Origin Point (NMLS #223773)

Lin Takrudtong is your Chicago local lender. As a loan officer at OriginPoint, Lin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lin at (708) 761-6233 for more information!

Lin Takrudtong at Origin Point (NMLS #220438)

Chuck Johnson is your Chicago local lender. As a loan officer, Chuck is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chuck at (425) 444-7373 for more information!

Charles Johnson at OriginPoint (NMLS #201554)

Justin Murray is your Chicago local lender. As a loan officer, Justin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Justin at (312) 252-4852 for more information!

Justin Murray at OriginPoint (NMLS #233218)

Mike brings more than 20 years of professional mortgage financing experience, including four years as a mortgage underwriter, jumbo loan and home purchase specialist. As a San Diego native, he is knowledgeable about the market and has represented a wide range of homebuyers throughout California.


Mike has built an exceptional reputation in the industry by providing superior service, even on the weekends he's known to be working with his real estate agents and clients through every step of the transaction process. His knowledge and experience enable him to present his clients a wide-array of products and programs that best fit their needs and help them successfully achieve their real estate goals. His experience allows him to help customers look at their whole financial picture and how real estate can help build long term wealth for generations to come.


When not working, Mike enjoys all types of outdoor activities including river rafting, fishing with the kids, snowboarding and hiking with his wife, Jennifer, his sons Justin, Alex, and his daughter Ava. He understands how fortunate we are to live in California and work in multiple states and it is his goal to help others build their fortunes as well.

Michael Campos is your Chicago local lender. As a loan officer at OriginPoint, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (858) 699-7751 for more information!

Michael Campos at OriginPoint (NMLS #445764)

Chris Covalle has been in the mortgage industry since 2005 and has consistently been recognized for providing a superior level of customer service and education. Out of ~11,000 Chicagoland Loan Officers Chris is 1 of 9 to receive the Five Star Mortgage Professional award 10 times. Utilizing his accounting degree from Michigan State University and Masters in Finance and Real Estate Finance from Northwestern's Kellogg School of Management, Chris has the expertise and knowledge to help deliver excellent mortgage planning experience for all types of homebuyers. Chris and his family (wife, two boys, and dog) split time between Chicago and Long Beach, Indiana. In his spare time Chris enjoys spending time with family and friends, golfing, and running.

Chris Covalle is your Chicago local lender. As a loan officer at OriginPoint, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (219) 227-3563 for more information!

Chris Covalle at Origin Point (NMLS #559650)

Erin Stojakovic is a licensed mortgage professional with over two decades of experience helping clients find the perfect mortgage solution for their unique financial needs. Since earning her license in 2002, she has built a reputation for delivering personalized guidance and exceptional service. Most recently, Erin became a Certified Divorce Lending Professional (CDLP®), enabling her to provide specialized assistance to clients navigating the financial and emotional complexities of divorce. Combining her expertise in mortgage lending with a deep understanding of these challenges, she helps clients create clear and achievable home financing strategies during difficult times.




After earning her bachelor's degree in business from Michigan State University, Erin began her career as the Catering Sales Manager at the United Center in Chicago. The client service and negotiation skills she honed in that role became invaluable when she transitioned into real estate finance. She quickly discovered that helping clients achieve their dream of homeownership was not just a job—it was her passion.




Throughout her career, Erin has been honored to receive several awards, including the Platinum Sales Award in 2020, 2021, and 2022, as well as membership in the prestigious Sapphire Circle Sales Achievers program, which earned her recognition in Cabo San Lucas in 2021 and 2022.




Erin does business throughout the state of Illinois, as well as in Michigan, Florida, and Wisconsin. She resides in Park Ridge, Illinois, with her husband, Milan, and their three children. Since moving there in 2004, Erin has been deeply committed to giving back to her community. Her contributions include serving for nine years on the board of directors for Park Ridge Baseball Softball, as well as founding and serving as the president of a 501(c)(3) organization for Maine South High School's baseball program. She also co-chairs the Women in Business group for the Park Ridge Chamber of Commerce.




Helping people navigate the home-buying journey and making a difference in her community are at the heart of everything Erin does. She looks forward to continuing to make a positive impact in the lives of her clients and partners.

Erin Stojakovic is your Chicago local lender. As a loan officer at OriginPoint, Erin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Erin at (773) 516-6917 for more information!

Erin Stojakovic at Origin Point (NMLS #224531)

When you come to me for a mortgage, I will listen to your story. I want to understand your goals, so I can educate you and offer a home loan that's right for you. Whether you are a first time homebuyer or a long-time homeowner, I am here to educate. I offer a wide range of loan programs, from FHA, VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances.




Education and communication are key. I will make sure you know what's happening with your mortgage as it progresses through the process and will be avaiable to answer your questions. I'll be with you every step of the way.




Whether you are buying, refinancing or renovatings, I am ready to give you the outstanding home loan experience.




*OriginPoint has no affiliation with the US Department of Veterans Affairs*.

Errol Belden at OriginPoint (NMLS #1441747)

Anissa began her lending career in 2014 where she quickly developed a passion for the mortgage industry. Starting her career as a sales assistant for one of the top loan originators in the nation allowed her to become an expert in the loan process from start to finish, underwriting guidelines, and creative financing solutions.




With her care, optimism, attention to detail, and background in finance she is able to educate and guide her clients through the home financing process. She is committed to providing exceptional service to ensure her clients fully understand their options and achieve their financing goals.




Anissa grew up in Pullman, WA leading to her passion for the Washington State University Cougars. She is a proud alumnus of WSU where she earned her BA in Finance and met her husband, Nick. Together they love to explore all that Seattle and the PNW have to offer from restaurants, sporting events, city parks, and scuba diving in the Puget Sound.

Associate Vice President of Mortgage Lending

Anissa Rose at OriginPoint (NMLS #1407474)

My goal is to simplify the mortgage process. This is why, after 23 years in the mortgage industry, I am so proud to be a Founding Member of OriginPoint, an exciting company that brings world-class technology, great low rates and a personal touch together to make the homebuying journey easier.From first time homebuyers to move up buyers to first time real estate investors, I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Why does this matter? Because I care about yours and my quality of life, and care deeply about what decisions made now can positively affect our future.  
Please reach out anytime! This mother of 2 is never too busy to chat about real estate and mortgages, even if I am on the sidelines of a Lacrosse tournament for my 10 year old, or hosting a weekend playdate for my 5 year old. It is a pleasure to juggle career while being on the PTA board, as well as enjoy conversations with Pac 12 alums.

Maria Crisanta Castro at OriginPoint (NMLS #481238)

With over 20 years of lending experience from origination, management to ownership, I have been able to fine tune and execute all aspects of the lending process. I can appreciate the most complex of structures, unique structures to the most simplistic and straight forward. All scenarios require a hands-on approach with the highest level of dedication and transparency to match. I love what I do I and am dedicated to share that knowledge and eagerness with each and every one of our prospective clientele, to our clients who have been with me throughout the many years. I am always available for a call/text, or email with any and all questions or concerns about your upcoming purchase, refinance or equity loan.  
When not working you can find me spending time with my lovely wife and energetic four young boys. We enjoy golfing, boating, dirt biking and skiing…new restaurants and new foods are on that list of many 'to-dos' too.  
I look forward to hearing from you and collaborating with you on your next home financing goal!

Cory Cassle at OriginPoint (NMLS #64067)

As a twenty-five-year professional of the entertainment industry, I have learned to think quickly and adapt to constantly changing situations. I'm excited to apply this experience in my new role at OriginPoint.


Working collaboratively has been a large part of my career – working with other teachers or musicians, or working on my master's degree, I have brought the same kind of friendly engagement and collegiality to my relationships as I hope I can bring to our relationship.


Through my teaching work I have become very comfortable explaining complex concepts and can use that experience to make your loan as simple as possible and make sure you understand every step of the process. This may be the biggest purchase of your life and it only makes sense that you should understand every step!


The OriginPoint software – including our simple, straightforward application process and our myAccount loan home screen – are modern designs and made to be as simple as possible. There are no 1990's interfaces here, and you'll feel at home whether you are a mac or PC user and feel safe knowing that our safety standards are top-notch.


There are a lot of options for your mortgage. These include ways to make your loan less expensive upfront or in the long term, options for veterans, options for borrowers over the age of 62, options for lower-income borrowers and many, many others. OriginPoint has access to all of these programs and more, and my goal is to make you feel comfortable with whichever program we choose and explain what we're doing together to make the process as simple and easy as possible.


Whether you are a first-time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Tim Stine is your Chicago local lender. As a loan officer at OriginPoint, Tim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tim at (773) 253-6002 for more information!

Tim Stine at Origin Point (NMLS #2475526)

I've worked in the mortgage industry for over a decade, in a variety of management and training roles. My favorite part of my job is being able to work with my clients to identify the best solution for their needs to help make their dreams of homeownership become a reality. I'm familiar with a variety of products including first time homebuyer programs, grants, down payment assistance programs, and FHA and *VA loans in addition to conventional loans and would love to discuss your unique situation to help you find what's right for you.




I live on the northwest side of Chicago with my wife and our Pembroke Welsh Corgi, Walter. In my spare time, I enjoy woodworking, cooking, and exploring Chicago's neighborhoods, especially restaurants and breweries.




**OriginPoint is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.*

Brian Budd is your Chicago local lender. As a loan officer at OriginPoint, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (773) 328-6678 for more information!

Brian Budd at Origin Point (NMLS #651896)

RJ Broton is your Chicago local lender. As a loan officer at OriginPoint, RJ is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact RJ at (773) 945-6140 for more information!

RJ Broton at Origin Point (NMLS #1758405)

Manager, Strategic Initiatives

Jo Ann Loschenkohl is your Chicago local lender. As a loan officer at Proper Rate, an independent mortgage company offering homebuyers and homeowners personalized lending services, Jo is committed to helping homeowners with home purchase loans and refinances. Contact Jo at (312) 637-4100 for more information!

Jo Ann Loschenkohl at Origin Point (NMLS #2623046)

As a seasoned mortgage professional with over 8 years of experience, I specialize in guiding clients through the entire home loan process, from first-time homebuyers to seasoned investors. Having closed hundreds of loans, I'm committed to finding the right solutions tailored to each client's unique financing needs, whether it's conventional, FHA, Jumbo, or even a specialized program.  
Born and raised in the northern suburbs of Chicago, I graduated from New Trier Highschool before attending Indiana University where I earned my degree in 2017. Outside of work, I enjoy traveling, watching Chicago sport teams, and spending quality time with my family.  
Whether you're looking to buy, refinance, or simply have questions about your mortgage options, I'm here to offer guidance and support throughout the loan process.


*Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.*

Josh King is your Chicago local lender. As a loan officer at OriginPoint, Josh is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Josh at (847) 946-9139 for more information!

Josh King at OriginPoint (NMLS #1637028)

I've been a mortgage lender for over 22 years and I can't think of anything else I'd rather do! I love helping clients buy a home, whether it's their first one or fifth one. I love refinancing my clients into a better rate or loan program to fit their current financial needs. I love that what I do is help people!




I take pride in providing a thorough overview of the mortgage process, how rates work, what to expect for closing costs and more. Once we have a live loan I provide updates every Tuesday and Friday and sometimes in between, communication is key to keeping everyone comfortable and informed. I truly care about every client and strive to make the clunky mortgage process as fun and transparent as possible.




Outside of work, I enjoy playing pickleball, golfing, gardening and spending time with our family and friends.  
*By refinancing, you may pay more in costs and interest over the extended term.*

Caroline Jaffe is your Chicago local lender. As a loan officer at OriginPoint, Caroline is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Caroline at (206) 245-2559 for more information!

Caroline Jaffe at Origin Point (NMLS #307937)

Matt has over a decade of experience in real estate and lending, helping clients achieve their financial and property goals. With a background in commercial real estate, residential sales, and lending, Matt offers a well-rounded perspective that ensures clients receive more than just a loan. His expertise provides tailored solutions for everything from first-time home purchases to refinancing and multifamily investments.




**What Clients Can Expect**  
combining his real estate and lending knowledge to deliver exceptional results. Clients working with Matt can expect:




**Strategic Advice**: Guidance that supports both immediate needs and long-term real estate plans.  
**Clear Communication**: Transparency throughout the lending process.  
**Customized Solutions**: Loan options tailored to each client's financial goals.  
**Focus on Value**: Insights to help clients build and maintain wealth through real estate. Originally from the Bay Area, Matt now resides in El Dorado Hills, California, with his wife, three children and labradoodle pepper.

Matt Barba is your Chicago local lender. As a loan officer at OriginPoint, Matt is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matt at (925) 695-2044 for more information!

Matt Barba at Origin Point (NMLS #949932)

Whether you reside here in New England currently or are hoping to move to NH, MA, or ME in the future – I am at your disposal regarding anything Mortgage & finance related. I've been blessed with the opportunity to help countless home-buyers realize their lifelong dream of home-ownership because they know & trust that I am going to offer the most efficient & affordable approach to financing their home purchase, and the best client experience for homebuyers here in the New England states.




At OriginPoint, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. Our interest rates are nearly a full point less than the industry standard & our process is unmatched.




My industry experience is supported & sustained by continued yearly education and consistent professional dexterity. I'm a dedicated mortgage professional that clients & referral partners can count on with their home-buying and refinancing goals, and I would consider it an honor to assist you with your Home Loan needs as well.




**Specialties**: Mortgages, lending, financial Services, real estate, management, communications, training and development, and creative direction.

Ian Moore is your Chicago local lender. As a loan officer at OriginPoint, Ian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ian at (207) 331-4704 for more information!

Ian Moore at Origin Point (NMLS #1118103)

Associate VP of Mortgage Lending

Jacob Smith is your Chicago local lender. As a loan officer at OriginPoint, Jacob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jacob at (425) 256-1710 for more information!

Jacob Smith at Origin Point (NMLS #2019936)

Chicago

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34 Loan Officers Chicago, IL