With nearly 25 years of experience in the mortgage industry, Paul Karas is a trusted partner for discerning clients and real estate professionals seeking tailored solutions in the New Orleans region. As part of OriginPoint Mortgage, a joint venture with Compass Realty, Paul operates within a cutting-edge platform designed to maximize efficiency and create a seamless partnership between lenders and real estate agents.


Paul leverages innovative abilities, including video presentations, to reduce the need for unnecessary meetings while delivering clarity and confidence to clients. By spotlighting the problem, highlighting the solutions, and—most importantly—showing the impact of each strategy, Paul ensures that every stakeholder understands the value of his approach. Whether it's explaining seller buy-down strategies to buyers or demonstrating to sellers why an offer was structured a certain way, Paul anticipates and addresses questions before they arise, instilling trust and showcasing the effectiveness of out-of-the-box thinking.


For real estate professionals, Paul's strategies lead to more signed listing agreements, more money on the seller's net sheet, and affordable payments for buyers. By widening the buyer pool and avoiding lowball offers, Paul helps agents deliver exceptional results for their clients while maintaining the highest standards of service and professionalism.


Whether you're a homebuyer, seller, or luxury real estate agent, Paul's expertise, innovative approach, and commitment to excellence make him an invaluable partner in navigating the mortgage process with confidence and success.


When we provide you with a PreApproval letter, it includes a comprehensive loan summary, offering transparency about your interest rate, monthly payment, and cash required to close. Additionally, I personally conduct a 20-minute conversation to identify and address any potential obstacles in our approach.


In the current post-pandemic rate environment, affordability is the primary challenge we face. Allow me to educate you and your family on the latest strategies for being approved for an affordable mortgage payment. Interested in exploring mortgage products beyond the traditional 30-year fixed rate? I can introduce you to innovative options and guide you on their optimal use.


My family and I are proud residents of Uptown New Orleans. In my free time, I enjoy shooting pool, tinkering with guitars, and witnessing the pure wonder of my toddler exploring the beauty of New Orleans.


*Credit score and down payment requirements higher for 2-4 unit, investment properties and renovation products.*  
*Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.*

VP of Mortgage Lending

Paul Karas is your New Orleans local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Paul at (504) 446-1865 for more information!

Paul Karas at Origin Point (NMLS #1020753)

New Orleans

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1 Loan Officer New Orleans, LA