Are you a medical professional? Get a larger home loan with less down

Every year, thousands of medical professionals graduate from med school and residency programs across the country. Recent graduates are typically saddled with student loan debts and often lack the savings for a hefty down payment. However, many of them can look forward to massive potential for future earnings and their risk of defaulting tends to be lower than the average homebuyer. 

Does this dilemma describe your situation? OriginPoint has a program with your name on it. You’ve dedicated your life to helping others and we’re dedicated to helping you achieve the dream of homeownership! 

Our program for eligible practitioners, residents and students* could allow you to put less money down and receive a higher loan amount. Homes can be purchased with options as little as 5% down! Even better—all loans come with lender paid mortgage insurance. This means you can wave goodbye to pesky mortgage insurance on your monthly payments. Program details include: 

At OriginPoint, we’re thankful for your commitment to serving our communities in the medical field. We’d love to return the favor by helping you finance a home! Contact us to learn more about our special program for medical professionals.

*Eligible professionals include practicing doctors (includes DOs), dentists, dental surgeons and veterinarians or those within 10 years of completing their original residency or fellowship or newly licensed medical residents who are currently employed, in residency or fellowship or newly licensed medical students who are about to begin new employment/residency within 60 days of closing.

Six months of reserves required, borrower must have enough liquid money in the bank to pay for six months of mortgage payments after closing. Dependent on minimum FICO Score requirements, DTI limit is 40% for loans between $200K - $1M and 43% for loans between $1M - $1.5M.