About Marc Chamberlain

The right advice could help you find the right mortgage for you. Let's work together.

*This is a loan product referral and not offered by OriginPoint.

Mortgage Calculator

Get a sense of the costs of buying a home with our monthly mortgage calculator.

Improve the accuracy of your monthly payment estimate by contacting a loan expert:
Personalize my estimate

*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. OriginPoint LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact OriginPoint LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. OriginPoint LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by OriginPoint LLC. OriginPoint LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.

Your monthly payment would be
$ 2,024.00

doughnut chart

Breakdown
$ 1,504.00
$ 0.00

*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. OriginPoint LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact OriginPoint LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. OriginPoint LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by OriginPoint LLC. OriginPoint LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.

Current mortgage rates

Loan TypeRateAPRPoints
Mo. Payment
30-year fixed6.750%7.137%0.909 ($3181.50)$2270.09
15-year fixed5.750%6.373%0.973 ($3405.50)$2906.44
FHA loan6.125%7.203%0.968 ($2954.82)$1991.48
VA loans6.075%6.696%0.939 ($3836.76)$2469.50
Jumbo loans6.500%6.766%0.674 ($6066.00)$5688.61
30 year, 15 year rate assumptions
  • Purchase price: $437,500
  • Down payment: 20.00%
  • First Lien Position
  • Primary residence
  • 760 FICO Score
  • 30 day rate lock
  • 80.00% LTV ratio
FHA rate assumptions
  • Purchase price: $310,880
  • Down payment: 3.50%
  • First Lien Position
  • Primary residence
  • 680 FICO Score
  • 30 day rate lock
  • 96.50% LTV ratio
Jumbo rate assumptions
  • Purchase price: $1,200,000
  • Down payment: 25.00%
  • First Lien Position
  • Primary residence
  • 760 FICO Score
  • 25 day rate lock
  • 75.00% LTV ratio
VA rate assumptions
  • Purchase price: $400,000
  • Down payment: 0.00%
  • First Lien Position
  • Primary residence
  • 680 FICO Score
  • 30 day rate lock
  • 100.00% LTV ratio
  • Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. Refinancing may cause finance charges to be higher over the life of the loan. Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency.
Located at 6600 W. Sunset Blvd., 2nd & 3rd Floor Office 224 Los Angeles CA, 90028